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Support & FAQ


We understand that you might have a lot of questions, especially how to save your business from unnecessary time and expenses spent on insurance premiums and back-office adminsitration., our representatives and our affiliate agents will support you every step of the way. We are available 24/7 by one communication means or another. Traditional large insurance agencies only work banker's hours and if you have an emergency or a question good luck tracking down your agent.

Below are some Frequently Asked Questions.

How do I get started?

Submit a request for quote submission form and then one of our agents on duty will call you back to get the rest of the information that is required by law to get an RFQ processed. We make sure your application for quote is complete and ready for the national insurance carrier to process. Then, we call you back with a bonfide insurance quote ready for your signature. Get A Quote Now

What is your minimum premium?

That depends on the Workers' Compensation Class Code and risk involved.

Do you have a minimum payroll requirement?

That depends on the Workers' Compensation Class Code and risk involved.

What are the ratings of your insurance carriers?

"A"and "B++"

Do you have a Pay As You Go program?

Yes, we provide our affiliated partner Insurance Agents with products like "PayGo" pay-as-your-go Workers' Compensation - our speciality. Our agents have the ability to market all of our products from Pay As You Go - no down payment - Workers' Compensation to Pay As You Go PEO services as well. Smaller firms sometimes require a small processing fee depending on class code etc.

Do you have a maximum Mod Factor?

No. We specialize in providing Workers' Compensation for the highest risk Workers' Compensation Insurance class codes in the business.

Do you provide a deductible Workers' Compensation Insurance program?

Yes, large and small depending on the risk of the business model and depending on the individual state's Workers' Compensation regulations.

What codes will you write?

Almost all Workers' Comp codes are acceptable dependent upon underwriting guidelines. If one carrier passes then we will check another carrier in our stable of insurance carriers.

Do you offer PEO Services?

Yes. We offer everything from straight Workers' Compensatoin all the way to full PEO Professional Employer Organization services.

What is a PEO?

A PEO stands for "Professional Employer Organization". PEO's are an outsourced human resource service that eliminates all the tedious employee administration for business owners. All your employee needs are professionally handled under one roof...allowing business owners to focus on their business at hand, and not on time consuming tasks such as employee claims, payroll issues and benefits. Plus a PEO allows for even greater group rate reductions on Workers' Compensation, General Libability and other costs of doing business - and group health benefit plan options.

What kind of money can I save with a PEO?

Clients save up to 30% on existing expenditures for Workers' Compensation Insurance, General Liability, administrative time, employee benefits, outside accounting and legal expenses, and other human resource expenses.

The PEO reduces cost and employer liability. Additional benefits: - Workers Compensation at reduced rates - No deposits, no minimum premiums and no audits - complete payroll service - immediate certificates of insurance.

Do I have to go the PEO route to work with you?

Absolutely not. PEO related services are just one of the many products that we offer. We have many types of regular business insurance products and we have very creative Workers' Compensation Insurance programs tailored for high risk lines of business.

Read more about our insurance products on our Business Insurance Products page.

Rising Rates

Many States are Raising Workers' Compensation Premium Rates

Don't wait until you get a bill that you can't pay. We keep track of the changing conditions in the states that we service so you don't have to.

Fill out our free online workers' compensation quote now and let us show you how we can save you money now. Our plans will save you money.
Pay As You Go Workers' Compensation Insurance for High Risk Class Codes


Inside connections with the best national insurance carriers

We have direct relationships and connections with all the major carriers and can find the right market for your agency client or for the end customer. We specialize in hard to place and high risk business needs. Let us work for you to find you the best deal.
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